How much can the deposit be?
For residential property, at most three months’ rent. In practice it is usually two to three months’ net rent.
Deposit account or guarantee
A cash deposit must be paid into a blocked account in your name at a bank in Switzerland. The interest belongs to you.
Alternatively, insurers offer a deposit guarantee. You pay a yearly premium that is not refunded and keep your cash.
| Deposit account | Deposit guarantee | |
|---|---|---|
| One-off | up to 3 months’ rent | no payment |
| Ongoing cost | none | yearly premium |
| At the end | amount plus interest back | premiums are lost |
Refund after moving out
The bank releases the deposit with the agreement of both parties. If the landlord makes no legal claim within one year after the lease ends, you can request the release on your own.
Frequently asked questions
Do I have to pay the deposit in cash?
No. Besides the deposit account, a deposit guarantee is often possible if the landlord agrees.
Does the interest belong to me?
Yes, interest on the deposit account belongs to the tenant.
General information without guarantee. Cantonal rules and your contract may differ; get advice for your situation.
